Worried bankruptcy will ruin your credit? Learn how filing can actually help you rebuild fast with our 7 Steps to a 720 Credit Score program.
Credit After Bankruptcy: What to Know & How to Build It Read Post »
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Illinois law sets statutes of limitation — time limits on how long creditors can sue you. What are these and how can bankruptcy help? Read more
Common Debt Time Limits in Illinois & How Bankruptcy Can Help Read Post »
Chapter 13 Chapter 7 Debt Collection Statute of Limitations
If you’ve fallen behind on bills, you already know how overwhelming the calls from creditors can become. Collectors often call multiple times a day, sometimes from different numbers, just to get you to pick up. What starts as a nuisance quickly turns into constant stress, interrupting your work, your evenings at home, and even your
Tired of Harassing Calls From Creditors? Know Your Rights and Your Options Read Post »
Bankruptcy Creditors Debt Debt Collection
Credit card debt and other financial struggles can creep up quickly. Maybe your hours were cut or you lost your job. Perhaps you were trying to keep a small business afloat. Unexpected medical bills, divorce, or simply the rising cost of living can also push families over the edge. Whatever the cause, debt can spiral
Struggling With Debt? Bankruptcy May Be the Fresh Start You Need Read Post »
Bank Bankruptcy Car Chapter 13 Chapter 7 Credit Card Medical Bills Wage Garnishments Wages
At Borcia Adams Law LLC, we are grateful that so many of our new clients come from referrals and repeat clients. When people call our office, we often hear the same story: “I was talking to a friend (or family member) about my financial difficulties, and they told me, ‘Call Tina at Borcia Adams Law.’”
Why Clients Trust Borcia Adams Law — And Why They Refer Their Friends and Family Read Post »
Bankruptcy
Relief is on the way for Illinois families.
On August 1, 2025, Illinois passed Public Act 1738, a new law that increases bankruptcy exemptions and provides greater protection for your home, car, savings, and livelihood. These changes take effect January 1, 2026.
New Illinois Law Expands Bankruptcy Protections Read Post »
Bank Bankruptcy Car Chapter 11 Chapter 7
What happens when I have a Personal Injury claim and I need to file a Bankruptcy? Can I protect a potential settlement or judgment? The answer is “Yes” you can file bankruptcy, protect your claim, and even keep your current lawyer. The problem most frequently arises when a person is hurt in an automobile accident
Personal Injury Claims And Bankruptcy In Illinois Read Post »
Personal Injury VideoDid you know that more than 70 million people were contacted by a debt collector between 2014 and 2015? (Consumer Experiences in Debt Collection Survey, 2017) Receiving a call from a debt collector can be stressful. Your first instinct may be to hide or ignore the situation and hope it goes away. But that can make
Know Your Debt Collection Rights Read Post »
Debt Collection Rights VideoWhen a person has a pending Personal Injury case they frequently incur a tremendous amount of debt. There are companies that will lend you money and get repaid out of the eventual settlement. So you can take loans on pending personal injury cases in Illinois. Sounds good! But, wait-read the fine print and interest rates.
Borrowing Money when You Have a Pending Personal Injury Case Read Post »
Borrowing Money Injury VideoMortgage companies in Illinois will proceed with a foreclosure at some point when a homeowner falls behind on payments. Probably the most effective way of stopping or preventing a foreclosure is filing Chapter 13. The basic requirements are You can down load for free our eBook: SAVING YOUR HOME And Other Real Estate in Illinois.
Save Your Home; Stop Foreclosure Read Post »
Foreclosure Home Video